Diritto Pubblico Comparato ed Europeo

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L'Associazione nasce nel 2001 con la finalità di promuovere il dibattito fra studiosi ed operatori del diritto in ambito nazionale ed internazionale, con particolare attenzione al metodo comparatistico.

Il risparmio nell’ordinamento degli Stati Uniti d’America tra crisi finanziarie e regulation dei mercati
Fascicolo 2009-3
Scritto da Pierini Andrea   

Sommario

1. Considerazioni introduttive. – 2. Lineamenti fondamentali del sistema bancario introdotti dalla legislazione del New Deal. – 3. La vigilanza sul credito: il dual banking system. – 4. La vigilanza sui mercati mobiliari: il ruolo della Security Exchange Commission. – 5. Verso la deregulation e l’integrazione dei mercati finanziari. – 6. Crisi dei mercati e New Economic Regulation: la tutela del risparmio dopo l’approvazione del Sarbanes Oxley Act. – 7. La crisi finanziaria del 2008: verso la Financial Regulatory Reform.

 

Abstract

The present crisis of U.S. financial markets is giving rise to a new debate around perspectives of American capitalism. Along the history, the relationship between market and economic regulation in United States shows that there is a direct proportionality between periodical crisis of financial markets and the passing of emergency legislation aimed to increase investors’ protection. The topic of the essay is an illustration of the principal features of U.S. regulation of financial markets since the beginning of New Deal’s legislation until the present evolution towards a New Economic Regulation after a period of deregulation of the markets. The last plan of a Financial Regulatory Reform by the Department of Treasury and Finance of Obama’s Administration includes the widest reform of U.S. economic regulation of financial markets since the New Deal.